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Loand and Debt Restructure

Loans for home owners

Make your home work for you

If you're a homeowner you can use the equity you have in your home to help you sort out your finances, finance home improvements and deal with your debts*. The wide range of products we offer at Promise Loans means we can help find an ideal, affordable solution to suit you.

Just fill In this enquiry form and we'll call you right back - or call us now on 01902 585 016

Contact us now, because at Promise Loans:

  • we search a wide range of products
  • we talk plain English
  • we'll search for a solution whatever your credit history
  • we do all the work for you
  • we'll treat you as an individual

Sort out your finances now

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Debt Restructure

Debt Restructure

In the case of unsecured loans, the representative APR is 7.2% fixed. Representative example: - £10000 over 50 months at an interest rate of 7.2% per annum. Monthly repayment £231.04. Total amount payable £11552.00.

In the case of secured loans the typical APR is 13.7%. APR’s are variable in most cases. In some cases a secured loan processing fee may be charged, which is deducted from the loan on completion and included in the interest rate quoted. The average fee for secured loans is £975. The amount of any fee and the actual rate available will depend on your circumstances and will be discussed with you at an early stage. Extending the loan over a longer period can reduce your monthly payments but may increase the total cost of credit.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Written terms available on request. Examples/offers correct April 2011 Loans are subject to status and available to UK residents aged 18 or over. Promise Loans is a trading style of Promise Solutions Ltd.Registered in England. Company number 04822774. Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG. Consumer Credit Licence number 610473