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Debt Restructure

Debt Restructure
Loand and Debt Restructure

How to….

The following pages should provide you with some useful information on how to consolidate your debts, how to fund home improvements and how to find out about the effect of your credit rating. If you would like to speak to one of our team in order to help you further, just fill in an online enquiry form and we'll call you right back - or call us now on 01902 585 016.

If this information does not answer your questions, you may find what you need in our FAQs section.

Promise Loans can put you back in control

Extending the loan over a longer period can reduce your monthly outgoings but may increase the total cost of credit.

Customer feedback
"Throughout the whole case you have been brilliant. You were polite and courteous and dealt with our case swiftly Miss Peck,Bradford
"Your team did everything they said they would. It was a pleasure dealing with them and their wonderful staff Dr Patel,Wembley

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In the case of unsecured loans, the representative APR is 7.2% fixed. Representative example: - £10000 over 50 months at an interest rate of 7.2% per annum. Monthly repayment £231.04. Total amount payable £11552.00.

In the case of secured loans the typical APR is 13.7%. APR’s are variable in most cases. In some cases a secured loan processing fee may be charged, which is deducted from the loan on completion and included in the interest rate quoted. The average fee for secured loans is £975. The amount of any fee and the actual rate available will depend on your circumstances and will be discussed with you at an early stage. Extending the loan over a longer period can reduce your monthly payments but may increase the total cost of credit.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Written terms available on request. Examples/offers correct April 2011 Loans are subject to status and available to UK residents aged 18 or over. Promise Loans is a trading style of Promise Solutions Ltd.Registered in England. Company number 04822774. Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG. Consumer Credit Licence number 610473