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Loand and Debt Restructure

Latest News

19 December 2014
Power firms to get £1bn to stay open
Power generation firms are to receive close to £1bn to ensure their plants stay open and prevent the lights going out in the coming years.
19 December 2014
Disabled 'missing out' on scheme
Substantial numbers of disabled people are missing out on government support to help them into work, a group of MPs say.
19 December 2014
Wonga customer wins fees challenge
Payday lender Wonga will refund the fees and interest charged to a customer whose outstanding loan has already been written off.
19 December 2014
Number in debt to energy firms rises
About 6% of domestic energy customers were in debt to their supplier in 2013, figures show, but energy firms still owe money to customers too.
18 December 2014
Retail sales boosted by Black Friday
UK retail sales rose at their fastest annual rate in more than 10 years in November, thanks to the effects of Black Friday.
18 December 2014
Mortgage lending dip 'continues'
UK mortgage lending in November returned to the level seen a year earlier, lenders say, offering more evidence of a post-summer slowdown.
18 December 2014
UK using less energy, report finds
People in the UK are using less energy, even though the economy is growing, new figures confirm.
18 December 2014
Mobile deal to reduce 'not-spots'
Agreement is reached between the government and the country's biggest mobile networks to improve coverage across the UK.
17 December 2014
Pension 'guilty secrets' exposed
Pension savers with the smallest pots can be exposed to the highest levels of charges, an independent report reveals.
17 December 2014
'Tax shock' from Christmas party
Employers could scupper the season of goodwill by leaving their staff exposed to a tax charge after their Christmas party, accountants warn.
17 December 2014
UK sees pick-up in wage growth
Wage growth picked up in the three months to October and outstripped the rise in the cost of living, while unemployment fell again, official figures show.
17 December 2014
Petrol 'to fall below £1 a litre'
Petrol could soon sell for less than £1 a litre thanks to the plummeting price of oil, motoring organisation the RAC has predicted.
16 December 2014
Post Office account's future secured
A contract has been renewed that will secure the future of the Post Office card account until at least November 2021, the government has confirmed.
15 December 2014
MPs back firefighter pension changes
Government plans to make firefighters in England work until they are 60 and to increase their pension contributions are backed by MPs.
16 December 2014
House prices outstrip inflation rate
The annual rise in UK house prices slowed in October, official figures show, but prices still went up much faster than the general cost of living.
10 October 2013
The UK housing market - in graphics
House prices and activity are picking up after little movement during the financial crisis, but what is the bigger picture for the UK housing market
29 November 2013
Were houses cheaper in the past?
The estate were prices have soared by 7,000% since 1964
07 October 2013
One city's house price surge
The UK city where property prices have doubled in a decade and values are starting to shoot up again - and it is not London.
04 June 2014
What is a collective pension scheme?
The government is legislating for new "collective" pension schemes. How do they work, and can they really promise a better pension?
05 December 2013
Analysis: Old age pensions
The landscape of the state pension system continues to change as some people will have to work even longer before receiving their entitlement.
20 March 2014
What now for retirement income?
Pension changes may still make annuities the best choice for the healthy - but what should the newly retired make of the new system?
30 May 2014
Are Premium Bonds a good bet?
The maximum sum that can be invested in Premium Bonds is rising, but what are the chances of winning a prize?
18 June 2012
How trouble in the eurozone affects you
As the eurozone "tears itself apart", the pain will be felt in the UK too. How will it affect your finances?
05 January 2011
Q&A: Are my savings safe?
What measures are in place to protect savers money in the UK?
27 March 2014
Atos work tests contract to end
The firm Atos, which assesses whether benefit claimants in Britain are fit to work, will finish its contract early following 'significant quality failures', ministers say.
29 April 2013
Benefit changes: Who will be affected?
A number of changes to benefits come into effect in April. Here, we explain who will be affected and by how much.
20 June 2014
Q&A: The benefits cap and you
How will the benefits cap and the overall welfare cap affect you?
15 November 2014
VIDEO: How energy saving can save pounds
It is thought the UK needs to improve energy-saving measures in over 13,000 existing homes a week if it is to meet its greenhouse gas commitments.
10 November 2014
VIDEO: Meet London's property millionaires
BBC Inside Out meets the Londoners living their dreams after making millions from the sale of their properties during the property boom in 2014.
17 October 2014
VIDEO: Will thumbprint tech mean end of PIN?
Credit and debit cards with thumb print sensors built in could one day do away with the need to use codes, PINs and passwords.
01 October 2014
VIDEO: Irish homes start paying for water
Water charges are to be introduced for households across the Republic of Ireland within the next 24 hours, in a move that has sparked a number of protests.
06 September 2014
VIDEO: The cost of skimming the small print
Misunderstanding financial terms and conditions set out in the small print costs UK consumers £21bn a year, says the Money Advice Centre.
05 September 2014
VIDEO: Finger scanner for internet banking
People could be able to get into their internet bank accounts just by putting their fingers into a portable scanner.
12 December 2014
Investing in flood prevention measures
Ways to protect your home from the effects of flooding
08 December 2014
What can be done to save my local High Street?
Is something stirring on the High Street?
05 December 2014
Turning your hobby into a business
How do you turn your hobby into a business?
04 December 2014
New rules for business travel and gifts
What you might have missed in the Autumn Statement
03 December 2014
What the Autumn Statement means for you
What the Autumn Statement means for you
04 December 2014
Stamp duty changes : How will they work?
How will the new system work in practice?
28 November 2014
Budgeting for the extra costs at Christmas
The costs and queues at grottos and other Christmas treats
13 November 2014
Making life easier for first-time buyers
Interactive video on the challenges facing first-time buyers
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65% of borrowers
get rates lower than the

TYPICAL APR
14.0% (variable)

including those who
have credit problems