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Loand and Debt Restructure

Latest News

21 November 2014
Aviva and Friends Life discuss merger
Aviva and Friends Life are in talks about a possible £5.6bn merger deal, the two insurance companies have said.
21 November 2014
Treasury revises debt recovery plans
Taxpayers will have longer to appeal before HM Revenue and Customs can raid their bank accounts for unpaid taxes, under revised plans released by the Treasury.
21 November 2014
More IT glitches for RBS customers
Some Royal Bank of Scotland customers suffer from problems using cards in stores and at cash machines, the day after the bank was fined £56m for its 2012 IT meltdown.
19 November 2014
Gender pay gap shrinks to record low
The average full-time pay gap between men and women is at its narrowest since comparative records began in 1997, but is still a difference of 9.4%, official figures show.
20 November 2014
RBS fined £56m over computer failure
Royal Bank of Scotland is fined £56m by regulators after a 2012 software issue left millions of customers unable to access their accounts.
19 November 2014
Hotel bad review 'fine' refunded
A hotel that "fined" a couple £100 who described it as a "rotten, stinking hovel" will refund the money.
19 November 2014
UK to get 'faster, cheaper' 4G data
A decision to free up more spectrum for 4G means consumers can expect faster and cheaper data, says telecoms regulator Ofcom.
19 November 2014
Cinemas 'should vary ticket prices'
Cinemas should offer a greater range of ticket prices, according to one of the leading figures in the UK film industry.
18 November 2014
Many still due Wonga compensation
Thousands of people entitled to compensation from payday lender Wonga are yet to be paid by the company, MPs have heard.
18 November 2014
House prices 'up 12.1% in a year'
House price growth accelerated to 12.1% in the year to the end of September, official figures show, despite other surveys suggesting a slowdown.
18 November 2014
Premier League faces TV rights probe
Ofcom opens an investigation into how the Premier League sells live TV media rights for its football matches following a complaint from Virgin Media.
18 November 2014
MPs tell HMRC to speed up tax probes
The Public Accounts Committee criticises HM Revenue & Customs for its "unacceptably slow" action against tax avoiders.
17 November 2014
Snapchat adds money-sending feature
Disappearing message app Snapchat unveils Snapcash, a new feature that will allow users to send money to friends, in a partnership with payment-processing firm Square.
24 October 2014
Job centres to get digital makeover
Computer workstations, electronic signature pads and free wi-fi are rolling out across UK job centres.
23 October 2014
Art forger collection fetches £50,000
A collection of art by a master forger whose work fooled dealers and galleries around the world sells at auction for more than £50,000.
10 October 2013
The UK housing market - in graphics
House prices and activity are picking up after little movement during the financial crisis, but what is the bigger picture for the UK housing market
29 November 2013
Were houses cheaper in the past?
The estate were prices have soared by 7,000% since 1964
07 October 2013
One city's house price surge
The UK city where property prices have doubled in a decade and values are starting to shoot up again - and it is not London.
04 June 2014
What is a collective pension scheme?
The government is legislating for new "collective" pension schemes. How do they work, and can they really promise a better pension?
05 December 2013
Analysis: Old age pensions
The landscape of the state pension system continues to change as some people will have to work even longer before receiving their entitlement.
20 March 2014
What now for retirement income?
Pension changes may still make annuities the best choice for the healthy - but what should the newly retired make of the new system?
30 May 2014
Are Premium Bonds a good bet?
The maximum sum that can be invested in Premium Bonds is rising, but what are the chances of winning a prize?
18 June 2012
How trouble in the eurozone affects you
As the eurozone "tears itself apart", the pain will be felt in the UK too. How will it affect your finances?
05 January 2011
Q&A: Are my savings safe?
What measures are in place to protect savers money in the UK?
27 March 2014
Atos work tests contract to end
The firm Atos, which assesses whether benefit claimants in Britain are fit to work, will finish its contract early following 'significant quality failures', ministers say.
29 April 2013
Benefit changes: Who will be affected?
A number of changes to benefits come into effect in April. Here, we explain who will be affected and by how much.
20 June 2014
Q&A: The benefits cap and you
How will the benefits cap and the overall welfare cap affect you?
15 November 2014
VIDEO: How energy saving can save pounds
It is thought the UK needs to improve energy-saving measures in over 13,000 existing homes a week if it is to meet its greenhouse gas commitments.
10 November 2014
VIDEO: Meet London's property millionaires
BBC Inside Out meets the Londoners living their dreams after making millions from the sale of their properties during the property boom in 2014.
17 October 2014
VIDEO: Will thumbprint tech mean end of PIN?
Credit and debit cards with thumb print sensors built in could one day do away with the need to use codes, PINs and passwords.
01 October 2014
VIDEO: Irish homes start paying for water
Water charges are to be introduced for households across the Republic of Ireland within the next 24 hours, in a move that has sparked a number of protests.
06 September 2014
VIDEO: The cost of skimming the small print
Misunderstanding financial terms and conditions set out in the small print costs UK consumers £21bn a year, says the Money Advice Centre.
05 September 2014
VIDEO: Finger scanner for internet banking
People could be able to get into their internet bank accounts just by putting their fingers into a portable scanner.
21 November 2014
The Christmas 0% credit card rush
Are 0% interest credit card deals a good idea?
14 November 2014
Energy efficiency challenge at home
The cost and benefits of energy efficiency at home
14 November 2014
Will mortgage and savings rates drop?
What's the outlook for mortgage and savings rates?
13 November 2014
Making life easier for first-time buyers
Interactive video on the challenges facing first-time buyers
07 November 2014
The little-known fund that can cover care costs
The little-known fund that can ease the strain
07 November 2014
Hotels chafe at online travel firms
Why hotel chains are wary of Expedia's power
04 November 2014
The truth about welfare spending
The truth about welfare spending
06 November 2014
Fuel price calculator: How much do you pay?
Find out if you are paying over the odds
05 November 2014
In pictures: 'Top Christmas toys'
The toys predicted to be the bestsellers this Christmas
31 October 2014
The risks of failing to write a will
The risks of failing to write a will
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65% of borrowers
get rates lower than the

14.0% (variable)

including those who
have credit problems